Our Services

FHA Home Loan

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

VA Loans

The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment. This program was designed to provide housing and assistance for veterans and their families.

Conventional Loans

A Conventional Loan is a loan that is offered to borrowers if they meet the “conforming” loan rules set by the Government-Sponsored Entities, such as Fannie Mae and Freddie Mac.

Jumbo Loans

Also called non-conforming conventional mortgages, jumbo loans are considered riskier for lenders because these loans can’t be guaranteed by Fannie and Freddie, meaning the lender is not protected from losses if a borrower defaults. Jumbo loans are typically available with either a fixed interest rate or an adjustable rate, and they come with a variety of terms.

WAF ZERO

This is one of our local Down Payment Assistance programs in which a approved buyer can get up to 3.5% down payment covered.

Self Employed Boom

This is Non- QM Loan in which a self-employed borrower is able to purchase a home with profit and loss sheets, instead of tax returns. If applicable and approved.